Averil Maher Coaching

When thinking about why you’re not more successful or have a certain level of income, money mindset does not always come to mind. We tend to think that practical strategies and tactics are responsible for our success but that is not always the case. It has been said that 80% of personal finance is about how you think about money and 20% is the practical side.

Today, we’re tackling the topic of money mindset and the common mental blocks we can have around money. Understanding these can clarify why we sometimes feel stuck and reveal paths to greater financial success.

Types of Money Mindset Blocks

Money mindset blocks are beliefs we have around money that prevent us from achieving wealth and prosperity. These blocks can develop over our lifetime and many have their foundation in our childhood.

Some common money beliefs are;

• I’m not good with money
• It’s selfish to want more money
• I can either make money or do what I love to do, not both

Let’s talk about how these beli...

Where does your money mindset come from? Why do you think the way you do?

While there are many contributing factors to the development of your money mindset, your history plays a huge part.

Exploring Your Money History

Consider your first money memory—was it receiving an allowance, saving up for something special, or perhaps observing how your parents handled money? These experiences teach us subtle lessons about the value of money, the effort it takes to earn it, and what it means to spend wisely—or not. Each of these memories contributes to the financial outcomes that play out in your own business today.

Let me share an example. As a young teenager I wanted a new pair of shoes. They were fancy high heels to wear to a school dance. My mother informed me that if I wanted them I’d have to buy them myself. After feeling a bit disgruntled – as many teens would, I decided to take on some after school work and save up for the shoes.

I can still remember the thrill of buying th...

Welcome to the Money Maker Series

If you could take some time to focus intensively on making more money in your business, how would that improve your financial situation?

For many of us, we work hard and put in the hours doing what we think we need to do in order to bring in more revenue, but is it actually working? Sometimes, we need to re-focus and look at ourselves and our business with a new perspective.

That’s what this set of blogs is all about. Focusing your attention on ways to improve your income.

It all starts with mindset.

You’re going to learn why mindset is important, how to change your mindset, and how it will explode your income. Money mindset makes a huge difference in how a person reaches and handles success.

What is Money Mindset?

Imagine money mindset as the lens through which you view all things financial—how you earn, save, spend, and invest your resources. It's shaped by a multitude of factors, from how your family discussed money as you were growing ...

Personal finance is more than just numbers and budgets; it's often tied to our beliefs and emotions related to money.
Understanding your "money blocks" – the subconscious beliefs that limit your financial potential – can be a game-changer. These blocks often stem from our early experiences and the influence of key people in our lives, like parents or mentors.

Let's break it down. Think back to your childhood and the role money played in your family. Was it a source of stress, or was there a sense of abundance? These early impressions form the basis of our financial attitudes. For example, if money was always tight, you might find yourself either overly cautious or perhaps a bit reckless with your finances, as a reaction to those formative years.

Authority figures in our lives also shape our money mindset. The lessons from a teacher, the advice of a family friend, or even the habits of a respected elder leave lasting imprints. These influences can manifest in various ways, from ...

Have you wondered if mindset issues are preventing the flow of money into your business? The fact is, almost everyone has limiting beliefs and mindset issues that hold them back from achieving what they want in life. And money issues are no different.
These blocks around money often stem from our early experiences and influences from key people in our lives. Add your own money personality to the mix and you have a collection of thoughts and beliefs that will either help or hinder your dreams.

You may see evidence of these mindset issues in missed opportunities or unfinished projects. The invitation to speak at an online event you turned down because you didn't feel ready. Or that e-book you wrote 6 months ago that you haven’t launched because you think your writing isn’t good enough, even though you could have hired an editor to help you with it. In fact, you might have already started on another project instead of launching the first, second, or third.

“Much of the stress tha...

I’ve been a business and marketing coach for some time now, and I've seen firsthand the transformative power of a well-crafted annual business plan, especially for women entrepreneurs in the service industry. In a world where different ideas and opportunities fire at us from all directions, having a clear roadmap for the next 12 months is not just about setting goals – it's about writing your own success story and sticking to a clear path.

The Magic of a Well-Defined Plan

Running a successful business takes more than having a great idea and hoping it comes to fruition. It takes careful planning and implementation. If you identify with being a creative sort, planning may not come naturally to you, in fact, you may shy away from all that ‘official’ type stuff completely. However, planning is important if you want to achieve your goals and serve the people who need you.

There are several areas to consider when creating your annual plan, but here are four of the most important are...

As a committed business owner, you want to be productive. In fact, you might even wake up in the morning with all kinds of enthusiasm for the projects you’re going to get done during the day.

Now fast forward a few hours, and suddenly you’re wondering where the day went, feeling like you never accomplished anything at all.

If this sounds familiar, you’re not alone. Most people feel this way at least sometimes. The trick is to realize that this isn’t something entirely outside of your control. Sure, things are going to happen, which derail you, but more often than not, you’re succumbing to self-sabotage. You’ve derailed yourself, through your own negative beliefs and self-talk.

You may feel that the only way to combat this issue is to spend time – and probably many dollars, on therapeutic processes that will free you of these limiting beliefs. That would indeed be helpful, but there are some shortcuts you can use to lift your mindset and your productivity.

Here are 5 simple ti...

Have you ever felt like you're speaking into a void, pouring your heart and soul into your coaching, therapy, or healing business, yet struggling to connect with the people who need you most?

Let me tell you about Emma, a compassionate and talented life coach who found herself in this exact situation. She started her business fueled by a genuine desire to make a difference in people's lives. Yet, she quickly realized that the journey from passion to profits was not as straightforward as she had hoped.

Emma is not alone in this struggle. Many new coaches, therapists, and healers face similar challenges when it comes to reaching their audience and signing up new clients. The business side of things can often feel like a foreign language, with a steep learning curve that leaves many feeling overwhelmed and stuck.

The first hurdle that many new business owners face is the lack of a clear and unique offering. Without a well-defined service that stands out from the competition...

In today’s business environment, heart-based entrepreneurs are discovering that the most powerful marketing tool isn't flashy graphics or hard-hitting sales pitches. Instead, it's something infinitely more genuine: empathy. Embracing the empathetic marketing approach, especially through thoughtful storytelling, can transform the way you connect with your clients.

What is Empathetic Marketing?

At its heart, empathetic marketing is about understanding and resonating with the feelings, thoughts, and needs of your audience. It's not about what you want to sell, but about what your clients need to hear. For heart centered professionals, this approach should feel intuitive. After all, empathy is often at the core of what you do.

Why Storytelling?

Stories hold universal appeal. They form the backbone of cultures, shape histories, and personal identities. In marketing, stories have the ability to make a direct impact on our perceptions. They bypass the analytical brain and connect with ...

Running your business can be stressful, and one of the biggest challenges women entrepreneurs face is getting a steady flow of clients.

As a service provider, you are fully attuned to what your clients want and are amazing at getting them their desired results. So why aren’t you getting more clients? Often, our external struggles mirror our internal journey so, if you are wondering why you are not getting enough ideal clients then it may be time to reflect on your inner world as well as outer, practical strategies.

Mindset: The Foundation of Your Business

As much as we focus on strategy, networking, and offers, your mindset is equally, if not more, important. If you're holding onto limiting beliefs—perhaps a thought that you're not experienced enough, not good enough, or simply not worthy—these thoughts could be your biggest roadblocks. It's important to identify these self-limiting beliefs, work through them and replace them with empowering affirmations.

Tip: Take a few minu...